20 Ways to Waste Your Money

1.Buy new instead of used

2.Carry a credit-card balance

3.Buy on impulse（心血来潮）

4 Pay to use an ATM.

5.Dine out frequently（频繁的外出就餐）

6. Let your money wallow（增值）.

7.Pay an upfront fee for a mutual fund

8.Pay too much in taxes on investments.

9. Buy brand-name instead of generic。

10.Waste electricity.

11. Pay banking fees.

12. Buy things you don't use.

13. Own an extra car.

14. Ignore your local dollar store.

15. Keep unhealthy habits.

16. Be complacent about insurance.

17. Give Uncle Sam an interest-free loan.

18. Pay for something you can get for free.

19. Don't use a flexible-spending account.

20. Pay for unnecessary services.

个人任务说的非常好！反其而行，就是好的理财习惯。

参考：http://finance.yahoo.com/family-home/article/107388/20-ways-to-waste-your-money.html?mod=banking-budgeting