RMB Card PP MI Report Business Case Scenario Queries

Dear all,

 

Please find the following business case scenarios for user clarification.  Please revise/add cases as necessary.

 

 

Current Date: 31 August 2014 Batch

 

Case No.	RMB Card Status	PP Card Status	PP Card Expiry Date	PP Validity Period (for spending calculation)	PP Card Spending Criteria Met?	PP Visit Existed?	PP Penalty To Be Charged on August Report?	PP Penalty To Be Charged on September Report?
1   (Normal Case)	Active	Active	12 December 2014	(No checking required)	(No checking required)	(No checking required)	(No checking required)	(No checking required)
2	Active	Expired without Renewal	10 August 2014	10 August 2013 - 9 August 2014	N	Y	Y	N
3	Active	Cancelled as of 10 August 2014	20 September 2014	20 September 2013 - 19 September 2014	N	Y	Y	N
4	Active since 10 August 2014 (First Card)	(First Card) Active as of 14 August 2014;   Cancelled on 21 August 2014	<Please clarify>   SWD: 10 August 2015	<Please clarify>   SWD: 10 August 2014 - 9 August 2015	N	Y	Y	N
5	Active since 10 August 2014 (First Card)	(First Card) Active as of 14 August 2014;   To Be Cancel on 3 September 2014	<Please clarify>   SWD: 10 August 2015	<Please clarify>   SWD: 10 August 2014 - 9 August 2015	N	Y	N	Y
6	Active since 6 August 2013 (First Card)	Renewed as of 9 August 2014;   To Be Cancel on 10 September 2014	<Please clarify>   SWD: 9 August 2015	<Please clarify>   SWD: For August report: 9 August 2013 - 8 August 2014   For September report: 9 August 2014 - 10 September 2014	<Please clarify>   SWD: N (for August renewal case)     N (for September cancel case)	Y     Y	Y	Y
7   <Please clarify whether such case exists>	Active since 2010   Cancel on 8 August 2014	Active	<Please clarify>   SWD: 20 December 2014	<Please clarify>   SWD: 20 December 2013 - 19 December 2014	N	Y	<Please clarify whether checking is required, and whether penalty should be applied>   SWD: We believe that RMB Card becomes non-active in August, thus PP penalty should be charged in August.	N
8   <Please clarify whether such case exists>	Active     Cancelled on 16 August 2014	Active     To Be Cancel on 9 September 2014	<Please clarify>   SWD: 16 August 2015	<Please clarify>   SWD: 9 September 2013 - 8 September 2014	N	Y	<Please clarify whether checking is required, and whether penalty should be applied>   SWD: We believe that RMB Card becomes non-active in August, thus PP penalty should be charged in August.	<Please clarify whether checking is required, and whether penalty should be applied>   SWD: We believe that since card has become non-active in August and the PP penalty calculation is performed in August, PP penalty should not be checked in September.

 

Thanks and regards,

Kenny C H CHEUNG

ASSISTANT DEVELOPMENT MANAGER | Hang Seng Bank Limited
L27 Tower 2, Enterprise Square 5, 38 Wang Chiu Road, Kowloon Bay