prioroty pass

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In order to enhance the competitiveness of RMB Diamond Commercial Card as a high-end card product type and stimulate cardusage, the membership of Priority Pass (鈥淧P Card鈥�) will be granted to UnionPay RMB Diamond Commercial Card customers.

Travelling is one of the key business activities for commercial card customers. The advantage bought by the program launch willinevitably be recognized by our existing as well as potential RMB card customers since whenever and wherever they travel, cardholder can enjoy the privileges by using the airport VIP lounges over 100 countries.

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Detail User Requirement & Query Log

[attachment "DetailedRequirements_Pripority Pass+RMB Card (27Mar2014).doc.zip" deleted by Ada S W CHAN/CMB/HASE] [attachment "Query Log_20140710.xls.zip" deleted by Ada S W CHAN/CMB/HASE]

Solution Adequacy (User Acceptance Criteria) :

MAP CRE MI development will be made as below:

FR1.1 Basic setup of PP Card at HCC

(1)Develop Monthly PP Visit Rate Report 搂LNC user will manually upload the data file from PP in agreed format with MAP to the BO sever at around 15th each month. 2 separated PP Visit Rate Monthly reports will be developed, one for Card Holder, the other for Guest. 搂SWD MAP will process the report generation with file waiting on this interface master file, and raw data as well as the reports will be kept in MAP for 24 months for user access. 搂Charges incurred by Cardholder will be borne by the Bank and the charges incurred by Guest will be borne by the respective Cardholder. 搂Unit Price of per Guest Visit will be provided in a LNC user maintained table with a fixed price(USD27 USD at initial creation) to calculate the charge of Card Holder and Guest.

(2)Develop Monthly PP Penalty Report 搂The PP Penalty may be erected on the PP Expiry Date (for cases of auto renewal, it is meant the old PP Expiry Date) or the associated RMB card Cancellation Date, whichever is the earlier. The PP Penalty is subject to i) Usage of VIP airport lounge >/= 1 and ii) Actual spending < Spending Requirement. 搂Waive PP Penalty is subject to the fulfillment of certain criteria: total amount of RMB card spending/purchase during the PP Validity Period. To align the amount build on HCC file CCSTDPP, a similar LNC user maintained table will be also built on MAP to store the 24 months amount. (* Eligible transactions include retail spending in the Validity Period only, but exclude the redemption of Cash Dollars/Merchant Dollars, phone and fax orders (bill payments and purchases), casino chip purchase, cash advance, handling fees for cash advances, finance charges, late charges, other card-related service charges and transactions which are unposted / unauthorized / cancelled / refunded / found to be fraudulent, will not be taken into account. <The same transaction type of the 3 X Cash Dollars/Rebate Program>) 搂PP Validity Period is the period of 12-month from the PP Card Open Date or the period from the PP Card Open Date to the Cancellation Date of the associated RMB card, whichever is earlier. 搂For cases of PP card report lost/damaged: a) If new PP card issue after report lost/damaged, the PP card usage (ie visits of VIP airport lounge) for both the old and new cards shall be consolidated in calculation during the PP Validity Period. b) If no new PP card issue, then, only the old PP card usage shall be calculated during the PP Validity Period. 搂For cases of RMB card report lost/damaged, a) If new RMB card issue after report lost/damaged, PP card usage & RMB card spending of both the old and new cards shall be consolidated in calculation during the PP Validity Period. b) If no new RMB card issue, the PP card usage & RMB card spending shall be calculated up to the PP Validity Period/PP Cancellation Date 搂To avoid Penalty Report is generated more than once for the PP card,MAP will only trigger the Penalty calculation when the Expired Month / Cancelled Month is the Current MAP Batch Date Month,to help compare the Old/New Expired Date, a monthly

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搂

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Remarks : Nil

history record table will be kept for PP cards. Also as there will be delayed return of Visit Rate Detail from PP, those PP cards which the Penalty was waived in last month also need to be included in current month's checking if there is new penalty. Collection of PP Penalty will be done on monthly basis and the MAP PP Penalty report is generated at each month end batches while HCC card master, card transaction and PP Visit Rate Detail tables are ready in MAP at each month begin. The main logic below could be referred to the User Requirement for detail. oLogic for collection of PP Penalty (on the old PP Expiry Date of the PP Card) oLogic for collection of PP Penalty (for cases of Cancellation / Deletion of the PP Card) oLogic for collection of PP Penalty (for cases of Cancellation / Deletion of the RMB Card during the validity of PP Card)

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